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A Lender’s Perspective #2

A Lender’s Perspective #2 26-year-old Ryan came into my office to talk about a “truck loan”. So I asked him the usual starter question for someone seeking a vehicle loan. I was certainly not expecting his story to unfold as it did. Here is Ryan’s story… He was a super… Read More »A Lender’s Perspective #2

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A Lender’s Perspective #1

A Lender’s Perspective #1 I was a personal account manager for a top financial institution for many years. During my time as a banker, I discovered a love of lending. I met many different people and I advised them in many different situations. Although the situations were all unique, many… Read More »A Lender’s Perspective #1

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Cashless Society?

Cashless Society? I recently had a discussion with a friend about the world moving toward a completely digital monetary system. We talked about how there is already a huge reliance on plastic with credit and debit cards. We discussed how the last few years have introduced even more technology based… Read More »Cashless Society?

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Why Teach Your Kids About Financial Literacy?

44% of Americans do not have an emergency fund of $400*56% of Americans have less than $10,000 for retirement savings**69% of students take out a student loan, with the average loan being $29,800***There are many obvious reasons why kids need a financial education. The most glaring being the lack of readiness for an emergency, little retirement preparation and the rising debt load for students.