MoneyPrep Inc.
Application Privacy Policy
Last Updated: July 23, 2021
At MoneyPrep Inc. (“MoneyPrep” “We” or “Us”) we care very much about the privacy of you and your children. As creators of platforms for children, we comply with The Children’s Online Privacy Protection Act (COPPA).
This Privacy Policy describes the ways in which MoneyPrep Inc. (collectively, “Company” or “We”) collects, uses and discloses information about users of the MoneyPrep game application (the “App”). By using the App, you agree to the handling of your information in accordance with this Privacy Policy.
A few key points upfront:
- During registration we ask only for the barest minimum of information from an adult parent or guardian. From our children users (under 13), the App will never require full names or addresses; our App assigns a generic Player ID for all of our children users.
- With respect to all user data, our practices are particularly strict, as we describe below.
- Other than the fees for purchasing a subscription for the App, where applicable, there are no in app purchases needed to play.
- We are compliant with COPPA.
- You have the right to request a copy to review and delete the information We have collected about you at any time.
- Our app contains third-party ads in the form of rewarded videos. No data is collected or linked to the user for the purpose of showing ads. The ads are optional to view and they are never automatically shown.
WHAT KIND OF INFORMATION WE COLLECT
In the course of providing our App services, We collect certain information. Some of the information is the information you voluntarily provide to us, like an email address. Other information We collect automatically as you use the App, like your login activities. We only collect your information in furtherance of our legitimate interest of providing you with the App services, and internally to evaluate our efforts to improve the functionality of the App, and we do not sell this information.
Automatic Collection: Like most digital companies, we may use common technologies such as cookies and other technologies to better understand users’ interactions with the App. These technologies help us keep track of user behavior, tell us which parts of our App people have visited and are using, and facilitate and measure the effectiveness of activities. We may also collect data related to the device on which the App is loaded. They store this data securely and do not share it with anyone else. We are using a restricted version of their analytics product designed for use with apps for children, meaning that the anonymous data created from our Apps isn’t used anywhere else in their system, it’s only for us to improve the apps, including information on App crashes, usage time, games played and problems missed. For a full list of our third-party analytics services, please click here.
Volunteered: In order for you to use the App, a parent or guardian must create an account. This account safeguards your progress on MoneyPrep, allows you access your progress across multiple devices, and allows multiple related people to use the App on the same device. When you (parent or guardian) create an account, register with us, send us an email, or provide other information with us in any other way, we will collect and store the information you share. You do not have to share this information with us, but without it, you may not be able to access certain features or participate in certain aspects of the App.
The App will track each child’s Player Data separately to provide personalized activities and levels for each profile.
The App will collect children’s Player Data through persistent identifiers that are then linked to individual Player ID. Information collected from our App is used for internal purposes to provide and improve the functionality of our App and for use and benefit of the children, schools, and parents only. We rely on teachers and schools to obtain parental consents if and when they are necessary.
ACCORDINGLY, MONEYPREP WILL NOT, USE ANY PLAYER DATA IN ANY WAY OTHER THAN IN CONNECTION WITH THE PERFORMANCE OF THE SERVICES.
MoneyPrep will not sell or lease any Player Data for any advertising, marketing, or other purposes.
We will keep Player Data only as long as it continues to be part of our providing the Services and to maintain a record of our means to communicate with users. Player Data is not shared with third parties for marketing or to serve ads to students.
Credit Cards: You can become a subscriber by purchasing a subscription within the App. When You subscribe to our subscription plan, the order process may request a credit card or other payment information (i.e. PayPal). Order information is done through the iTunes and Android App Stores directly and we do not collect or process or store any of your Personal Information or credit card information during the billing process ourselves. We use a third-party service provider to process payments made on our App. Sales made via the app itself are processed through the marketplace partners directly (i.e. iTunes or Google Play), so your credit card information is not collected and retained by Us.
HOW DO WE USE THE INFORMATION WE COLLECT?
We collect and use your information to provide the App services, to provide support for the App services, to respond to user requests and inquiries, to maintain a record of our dealings with users, to facilitate your use of and our administration and operation of the App services; and to evaluate how to improve our offerings.
WHEN DO WE SHARE OR DISCLOSE YOUR INFORMATION
Personal Information may be shared with a vendor who is helping us make the App available and functional under contract and with safeguards. These include third-party vendors, technical agents, subcontractors, and our affiliates and consultants who assist us in performing functions to operate our Services. These functions include, for example, maintenance, data analysis, customer support, email delivery services, infrastructure services, customer service, technical agents, analytics and metrics services. These third parties will be restricted in the way they can use your Personal Information: they can only use our Information to provide services to Us in accordance with this Privacy Policy and they need to keep your information confidential and secure. We do not allow third-parties to otherwise use any Player Data.
Personally identifiable information, or Personal Data as such term is defined by GDPR below (“Personal Information”), is information that can identify you or your child individually, such as an individual’s full name or physical mail address. The only personally identifiable information we collect is an email address. Your Personal information may be shared as follows:
- Customer support
- Email delivery services
- Customer service
- Analytics and metrics services
These third parties will be restricted in the way they can use your Personal Information and will need to keep your information confidential and secure and otherwise in accordance with this Privacy Policy.
We may also share Personal Information in a confidential and secure way during due diligence or in preparation for or after a sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation. If MoneyPrep or its assets is purchased, all associated data and information will be transferred, provided the acquirer will be required to honour the terms of our then-current privacy policy, as such may be updated from time to time.
If you give us permission, we may share the Personal Information of an adult account holder (teachers and parents) with third parties who might send you marketing and promotional information.
We may also disclose the Personal Information of an adult account holder (teachers and parents) if permitted or required by law or where we believe such action is necessary in order to protect or defend our interests or the interests of our users or business partners.
CHILDREN’S PRIVACY
For the most part, when children use our App, we do not require any Personal Information from them, and we have taken steps so that information about a child/student requested from a parent/teacher is non-Personal Information such as a nickname or child’s first name and last initial only.
Collection of Personal Information that is directed to children under 13 (“Children’s Platforms”) is governed by the principles of the Children’s Online Privacy Protection Act (“COPPA”), a U.S. law designed to protect the online privacy of children under the age of 13. We will obtain parental consent before collecting any Personal Information on our Services, unless the request for information falls within an exception that would be permitted under COPPA. We do not condition a child’s participation in our App on the disclosure of more Personal Information than is reasonably necessary to participate in an activity.
Parents may contact us (at support@moneyprep.com) to review, update or delete any of their children’s personal information that we may have collected and to elect for us not to collect any additional personal information from their children.
EUROPEAN UNION, UK AND SWITZERLAND ADDITIONAL NOTICE
We respect your privacy rights and provide you with reasonable access and rights to the Personal Data (as this term is referred to for individuals located in the countries of the EU, UK or Switzerland pursuant to the European Directives 95/46/EC and 2002/58/EC (EU General Data Protection Regulations Legislation, also known as GDPR)) that you may have provided through your use of the App. If you live in the European Economic Area (EEA), and wish to access, amend, delete, or transfer any Personal Data we hold about you, you may contact us as set forth in the “Contact Us” section below.
You may update, correct, or delete your Personal Data and preferences at any time by request to us at the email below. Please note that while any changes you make will be reflected in active user databases instantly or within a reasonable period of time, we may retain all information you submit for backups, archiving, prevention of fraud and abuse, analytics, satisfaction of legal obligations, or where we otherwise reasonably believe that we have a legitimate reason to do so.
You may decline to share certain Personal Data with us, in which case we may not be able to provide to you some of the features and functionality of the App.
At any time, you may object to the processing of your Personal Data, on legitimate grounds, except if otherwise permitted by applicable law. If you believe your right to privacy granted by applicable data protection laws has been infringed upon, please contact us at the email below. You also have a right to lodge a complaint with data protection authorities.
INTERNATIONAL TRANSFERS
Where we transfer your Personal Data outside the European Economic Area (EEA), we rely on approved standard EU Model Clauses so these transfers are conducted in accordance with applicable laws and using adequate and appropriate safeguards.
To find out more about how we safeguard your information (including obtaining a copy of such safeguards) in relation to transfers outside the EEA, please contact us via the details provided in the “Contact Us” section below.
OPT OUTS; REMOVAL OF CONTENT
We permit all users to request an Opt out from receiving marketing emails, texts, or other marketing communications from us on a going-forward basis please submit a request to the email below. In your request, please specify that “Opt Out Request.” We will try to comply with your opt-out request as soon as reasonably practicable. Please note that if you opt out as described above, this will apply to marketing messages from us only. We will not be able to remove your Personal Information from the database of any third parties to whom you have previously authorized us to share such information. Please also note that we may still send you important administrative messages, and you cannot opt-out from receiving administrative messages.
GENERAL AND DATA SECURITY
The security of your personal information is important to us, and we employ physical, technical, and administrative security measures designed to safeguard the information collected by the App. We use security safeguards including, but are not limited to, data encryption, firewalls, and physical access controls to buildings and files.
You can help protect against unauthorized access to your Account by limiting access to your cellphone or digital tablet by signing off after you have finished accessing your Account.
CHANGES TO THIS POLICY: GENERAL
We reserve the right to change this Privacy Policy at any time, and will do so by posting changes to this Privacy Policy on our website: www.moneyprep.com. If we make material changes to our handling of personally identifiable information previously collected from you, we may notify you more prominently and obtain your prior consent, including parental consent where necessary.
This Privacy Policy shall be governed by and construed in accordance with the laws of the Province of Alberta applicable to agreements made and performed in Alberta, excluding the application of the conflict of laws provisions. This Privacy Policy is subject to the Terms of Service which terms are incorporated herein by reference.
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